1 You can “buy down” a mortgage rate
High mortgage rates mean higher monthly payments — possibly too high for you. However, you can efectively lower your monthly payment by “buying down” the mortgage rate. There are several ways to do this:
2 You may be able to get grants or low to no-interest loans to helpwith your down payment or closing costs
3 You may be able to refinance to a lower rate in the future
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